Palmetto State Bank offers a wide variety of business loans. Listed below are four options in our business loans portfolio. Our business banking officers will work closely with you to provide a loan structure at competitive pricing to meet the specific needs of your business.

• Lines of credit provide you the funds to finance your accounts receivable, inventory, and other short term borrowing needs.
• Flexible repayment plans are based upon the cash flow of your business.
• Lines are easy to access for both borrowing and repayment.

• Term loans can be used to purchase business assets such as machinery, equipment, and other long term assets.
• The repayment schedule can be fixed monthly or quarterly depending on what is being financed and the cash flow of your business.
• Interest rates can be fixed or floating.

Letters of Credit
Contact any of our loan officers for more information on this product.

Commercial Mortgage Loans
Contact any of our loan officers for more information on this product.